Credit cards are financial tools issued by banks and financial institutions, allowing users to borrow funds for purchases, which they repay with interest. There are various types of credit cards to suit different needs. Standard credit cards offer basic features and revolving balances. Rewards cards provide points, miles, or cashback on purchases. Secured credit cards require a deposit and help build or repair credit. Balance transfer cards offer low introductory rates for transferring existing balances. Business credit cards cater to company expenses, while student credit cards are designed for young adults with limited credit history. Each type serves specific financial goals and lifestyles. So, PaisaWapas will provide you with each type that you are looking for, and choose from the best reward credit card with top offers and cashback deals. By using PaisaWapas for your credit card purchases, you can enjoy significant savings, exclusive discounts, and additional cashback rewards, making it a valuable platform for maximizing financial benefits and smart shopping.
Unlimited 1% Cashback: Enjoy a generous 1% cashback on all your spends, with no upper limit on the cashback amount.
Up to 7% Interest on Fixed Deposit: Maximize your savings with an attractive interest rate of up to 7% p.a. on your Fixed Deposit.
Welcome Gift Pack worth ₹1100+: Experience the joy of a welcome gift pack featuring goodies from Myntra, Swiggy, McDonald's, AJIO, and Gaana.
0 Joining Fee: Start your credit journey with us at no cost - zero joining fee!
Credit Limit Benefits: Enjoy a credit limit of 90% of your Fixed Deposit value, providing you with financial flexibility.
Cash Withdrawal: Need cash urgently? You can withdraw 50% of the Fixed Deposit value in cash.
First-Year Fee: Zero | Renewal Fee: Rs. 249 Only: Enjoy the perks without worrying about the first-year fee. The renewal fee is a nominal Rs. 249 only.
Fee Waiver: On annual spends of Rs. 25,000 or more, we waive off your renewal fee, making it even more rewarding.
Enjoy Cashback on Every Purchase & Unlock Exclusive Benefits with the HSBC Cashback Credit Card!
Benefits:
Exclusive Introductory Offers (valid till 15 August 2023)
Eligibility criteria
🔹 Apply for your IDFC Credit Card & Accelerate Your Savings With UPI Enabled FIRST Power+ RuPay Credit Card 🔹
Here's how to get started:
Step 1: Visit the 'Credit Cards' page on the IDFC First Bank website.
Step 2: Check your eligibility.
Step 3: Click on 'Apply Now' and complete the E-Apply form / Online Application form.
Step 4: Hit 'Submit' and receive an instant decision based on the information provided.
Step 5: After necessary verification, your card will be issued to you.
Join the exclusive league of privilege with our FIRST Power and FIRST Power+ Cards! Powered for UPI.
🎁 Welcome Benefit Rs.150 discount on 1st Swiggy order & Introductory discounts on ZoomCar rentals & More
💳 Personal Accident Cover of ₹200,000 & Lost Card Liability Cover of ₹25,000
⛽ Up to 6.5% Savings On HPCL Fuel*
💰 Up to 5% Savings on IDFC FIRST FASTag Recharges, Utility & Grocery Spends
🛫 Upto 4 Complimentary Domestic Airport Lounge Access Access per year
🎬 25% off on movie tickets Upto ₹100, once every month
Eligibility:
Indian citizenship required
Minimum age limit: 21 years
Annual income of Rs. 3 lakh or more
No existing IDFC FIRST Bank credit card
A Decent credit score required
Joining Fees:
Joining Fee: ₹499 Applicable upon card creation
Annual Fee (2nd year onwards): ₹499 Waived off on spends of ₹1,50,000 or more in a year
Apply now and unlock a world of exclusive benefits and privileges!
The Niyo way to travel is here!
Benefits Of Niyo Global Card
1. Up to 5% interest p.a. on savings with monthly interest payout.
2. Zero forex markup travel card.
3. Complimentary airport lounge access.
4. Integrated smart app.
5. Real-time transaction tracking.
6. Real-time in-app currency converter.
Apply for INDUSIND Lifetime Free Credit Card & Get 1% Cashback on all Retail spends 👌👌👌
Eligibility ↓↓↓↓
👉 Income - Rs 35,000/month
👉 CIBIL Score - 750 or more
👉 Age Requirement: 21 to 55 years.
Benefits
👉 Get 1% Cashback on all retail spends.
👉 No Joining Fee & Lifetime Free Creditcard.
👉 Get Amazing Deals & Discounts on Flipkart, Amazon, Cleartrip, Yatra, Bookmyshow & ETC.
👉 Fuel Surcharge waiver on all petrol pumps.
👉 Get Comprehensive Insurance benefits.
👉 Enjoy Complimentary Airport Lounge access.
AU | Open Your Current Account Online Today With An Instant Zero Balance Account, Extended Banking Hours till 5 PM, Higher Cash Deposit Limit + Free AU Business Debit Card & Much More Goodness. Visit The Landing Page To Know More.
>For Everyone:
One payment App for quick and easy access to credit to anyone, anywhere, anytime!
FatakPay is for everyone! All you need is a basic smart phone, minimum KYC (Photo ID & address proof) and a bank account.
Get A seamless and hassle-free bill payment experience.
FatakPay is available to all customers, even those without any formal credit history. In fact, it is an excellent tool to build or improve your credit score when you make timely payments.
Apply online for an instant loan using KYC details:
>For Corporate :
FatakPay provides instant credit to your
employees allowing them to manage their cash flow
from one pay day to the next.
*It Helps Employers By:
Frees up your working capital from advance salaries.
Release HR Bandwidth
Increase productivity & reduce attrition.
Takes care of expenses for your employees.
Company-wide rollout in 48 hours.
*It Helps Employees As:
Access to almost ZERO cost credit.
Instills financial discipline & allows them to manage their cash flows.
Credit score improvement opportunity.
A happier, healthier and more productive employer relationship.
Visit The Landing Page For More Details
Now Get Flat 10% Off On Domestic Flights On Payment via Bajaj EMI Cards. Min Booking Of Rs.7,500 Required. Max Discount Of Upto Rs.800 Can Be Availed. Get Easy EMI. Visit The link To Know More.
MMTBFLEMI
Show CouponLoan on Credit Card |Get instant Loan against Credit Card
Enjoy attractive interest rates, among the lowest in the market
Quick disbursement as the loan is pre-approved
Pre-closure/Foreclosure facility is offered at a nominal fee
Only your HDFC Bank Credit Card number and registered mobile number is required for OTP verification before the loan amount disbursal
The amount will be credited into your HDFC Bank Savings Account in seconds
Visit The Landing Site For More Details
Axis Bank | Open Your Current Account Online Today WIth The Following Steps:
Verification via PAN and Aadhaar
Entity KYC with GST & Udyam
Fill Personal and Business Details
Complete your KYC Via Video Call
Fund your account
Visit The Landing Page To Know More.
Applying for an AU Credit Card online is an easy and convenient process. Here are the steps:
Pick an AU Credit Card that meets your requirements
*Above steps are indicative; these might change based on card variant and as per AU credit card decision.
Visit The Landing Page For More Details
You Need The Following Four Things To Apply For One
More Information :
Visit The Landing Page For More Details & To Grab The Offer
You can open a Demat account in just a few steps. It takes just a few minutes to open it from your smartphone or computer.
Go to the Kotak Securities website and click on open Demat account.
On your smartphone, just download the Kotak Securities app and register with your mobile number & email ID.
After the registration process, you have to upload your Aadhaar card and PAN card.
Next step will be E-KYC for your verification & nominee details.
Now, after successful verification, you will receive a welcome letter from Kotak Securities
Documents Required To Open Account:
PAN Card,Aadhaar Card,Passport/Voter ID/Driving License - Any one of these can serve as identity proof,Proof of address: Documents such as an electricity bill, a bank statement, or a ration card, etc.,Bank account details,Income proof
Visit The Landing Page For More Details
Up to 10% savings everytime you shop Zero Joining Fees Also Get Extraordinary Rewards
Enjoy up to 12 Airport Lounge visits with no spend required on your NeuCard
Benefits across various categories including, e-commerce, bill payments, insurance, & UPI payments
Enjoy savings of up to 1.5% on your everyday spends
Use your card with a wide variety of merchants and services, and enjoy the flexibility to choose between Visa and Rupay networks
Benefit from the most transparent rewards system where 1 NeuCoin equals 1 Rupee
The applicant must be a Salaried Professional, Self-Employed Professional, or Self-Employed Business Person
Existing HDFC Bank Credit Card holders can also apply for this Card
The Credit limit of the existing HDFC Bank Credit Card will be shared with the Tata Neu HDFC Bank Credit Card
Visit The Landing page To Grab The Offer
Get YES BANK POP-CLUB Credit Card With Zero Joining Fees Today
Benefits
Get ₹5000 worth of Joining Benefits, Avail UPI through RuPay Credit Card,
Get 5 free deliveries On BlinkitSpend ₹1,50,000 in the Card anniversary year and get Waiver on the Renewal fee for the subsequent year
Cleartrip voucher worth ₹750 & Free Cancellation & Rescheduling at ₹1
Get POPcoins on every transaction
3-month Zomato Gold Mini membership
Get 2 Rapido Free bike rides every month worth ₹100
Get 6 Months PharmEasy Plus membership
Get an extra 1500 POPcoins on crossing spends worth 1.5 Lakh
3.80% per month (45.60% annually) * on Revolving Credit, Cash Advances and Overdue Amount
1% Fuel surcharge waiver
Between 21 and 60 years of age
Salaried or Self-Employed
Minimum net salary of INR 25,000 per month or Income Tax Return of INR 5 lakhs
Existing YES BANK Credit Cardholders are not eligible for this card
Zero Joining Fees
Annual Membership Fee (Renewal): ₹ 399+ applicable taxes. (Fee will be charged in case of Customer not achieving the spend condition)
Spend ₹1,50,000 in the Card anniversary year and get a Waiver on the Renewal fee for the subsequent year
Get Demat and trading account at nil* charges…
Get started in just 15 minutes…
✔ FREE* Demat A/c
✔ Lowest MTF (Margin Trade Financing)
✔ Flat ₹20/-per order Delivery, Intraday & F&O,
✔ Wide product portfolio
✔ Seamless trading on web and app
✔ Affordable packs with value for money
Axis Amaze Saving Account Opening
->Zero Balance Account @ ₹200/p.m. or ₹2,200/p.a.
->Welcome benefits worth ₹5999 on Amazon Prime, Swiggy, BookMyShow & Uber
->No Charges on all bank ATM withdrawals, free Debit Card, Chequebook & more
->No Charges on any Domestic Banking Transactions
->2000 Edge Rewards points on spending ₹20,000/month
HOW TO APPLY
->Verification via PAN and Aadhaar
->Fill in your details
->Complete your KYC via video call
->Fund your account
Visit The Landing Page For More Details
Millennia Credit Card |The Best CashBack Credit Card
APPLY NOW
Apply for SBI IRCTC Credit Card.
Eligibility
1.Required Age: 21-65 years
2.Employment status: Salaried or Self-Employed
3.Minimum Income: Rs 20,000 per month
4.Credit score: 700+
5.Credit card holders are preferred
6.Cardholder should be citizen of India or a Non-Resident Indian
Benefits of SBI IRCTIC Credit Card
1.Save up to 10% as Value Back on rail ticket purchases.
2.Get 350 Bonus Reward Points on signing up for the IRCTC SBI Card.
3.Get rewarded every time you plan a trip, with the IRCTC SBI Card.
4.Earn 10% Value Back on irctc.co.in with IRCTC SBI Platinum Card
5.Save 1%Transaction Charges on bookings at irctc.co.in.
SBI SimplyCLICK Credit Card
Benefits
1. Earn 10X rewards on online spends with exclusive partners-
Cleartrip/Apollo24X7/BookmyShow/EazyDiner/Netmeds.
2.Get gift card worth Rs.500* as Welcome Gift on payment of Annual Fee of Rs. 499 + taxes.
3.Get e-voucher worth Rs.2,000 on annual online spends of Rs.1 Lakh and Rs. 2Lakhs each
4.Instant 10% discount on Flipkart, Amazon & More during Big Online Sales
5.Renewal fee of Rs 499 will be waived off on spending Rs 1 Lakh in the subsequent year.
Fees
1.Joining Fee: Rs 499+ GST
2.Annual Fee: Nil for First year, Rs 499+ GST - Second year onwards
3.Annual Fees will be waived on annual spends of Rs 2 Lacs
Eligibility crtieria
1.Employment Status: Salaried or Self-employed
2.Income: Rs 20,000 per month
3.Required Age: 21-60 years
4.User's Credit Score must preferably over 750
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 25,000 per month (Salaried)
👉 Minimum ITR: Rs 6,0,000 per annum (Self-Employed)
About Swiggy HDFC Bank Credit Card:
- Get 10% Cashback on Swiggy Platfrom [Upto Rs 1500/month]
- 5% Cashback on Online Shopping Spends on Amazon, Flipkart, Myntra, Nykaa & More [Upto Rs 1500/month]
- 1% Cashback on all other categories [Upto Rs 500/month]
- Get Welcome Benefit --> 3 months Swiggy One Membership
Fees :
Joining Fees: Rs 0
Annual Fees: Rs 0
Renewal fee waived on annual spends of Rs.2,00,000 or more
Applying for Cashback SBI Card:
1.Go to the 'Credit Cards' page and choose 'Cashback SBI Card.'
2.Click 'Apply Now' and fill in the online application form.
Submit the form.
3.Upon approval, SBI Card team will contact you for verification.
4.Receive your Cashback SBI Card after verification.
Eligibility Criteria:
1.Age: 21 to 70 years
2.Salaried or self-employed professional
3.Good credit score
4.Regular source of income
Features and Benefits:
1.5% cashback on online purchases, 1% on offline purchases.
2.Four free domestic airport lounge visits annually.
3.1% fuel surcharge waiver at petrol pumps.
4.Accepted in 24 million+ global outlets.
5.Easy Bill Pay' for convenient utility bill payments.
Fees:
1.Joining Fee: Rs.999
2.Renewal Fee: Rs.999 (Waived with Rs.2 lakh annual spend)
3.Cash Advance Fee: 2.5% or Rs.500
4.Finance Charges: 3.50% per month (42% p.a.)
5.Late Payment Fee: Varies based on outstanding amount.
Additional Charges:
1.Overlimit Fee: 2.5% or Rs.600
2.Payment Dishonor Fee: 2% of payment amount (min Rs.500)
3.Rewards Redemption Fee: Rs.99
4.Cheque Payment Fee: Rs.100
5.Card Replacement Fee: Rs.100 to Rs.250
6.Foreign Currency Transaction Fee: 3.5% (1.99% for Aurum and Elite)
Apply for TataNeu Infinity HDFC Bank Credit Card & Get Upto 10% cashback on your transactions
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 1,00,000 per month [Salaried]
👉 Minimum ITR: Rs 12,0,000 per annum [Self-Employed]
Benefits of TataNeu Infinity HDFC Bank Credit Card:
-> Get 8 Complimentary Domestic + 4 Complimentary International Airport Lounge Access
-> Get 5% back as NeuCoins on Tata Brand Groups [Eg : Bigbasket, Croma, TataCliq & Airasia Etc]
-> Get Additional 5% back as NeuCoins on Tata Neu Spends, post registering for Tata NeuPass
-> Get 1.5% back as NeuCoins on other spends
-> Get 1% fuel surcharge waiver at all fuel stations across India
Note --> 1 NeuCoin = Rs.1 Redeemable on Tata Neu App
Fees :
Annual/Renewal Fees : Rs. 1499/- + GST
Renewal fee waived on annual spends of Rs.3,00,000 or more
Apply for Axis Bank Neo Credit Card & Get Rs.2880 Discount On Zomato & Get Rs.1200 On Bookmyshow.
Benefits Axis Of Neo Card
-> Upto 40% Off On Zomato
-> Activation Benefit 000% Cashback Upto Rs.300 On First Utility Bill Payment
-> 10% Off On Movies, Groceries & Online Shopping
-> Annual Benefit of Rs.3000 & More
Apply for an IRCTC HDFC Bank Credit Card and get 8 IRCTC Lounge access + Cashback on train ticket bookings
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 18,000 per month [Salaried]
👉 Minimum ITR: Rs 6,0,000 per annum [Self-Employed]
Benefits of IRCTC HDFC Bank Credit Card :
- Earn 5 Reward Points for every INR 100 spent on IRCTC ticketing booking
- Earn 1 Reward Point for every INR 100 spent on all other spends*.
- Get an Additional 5% cashback on train ticket bookings via HDFC Bank SmartBuy.
- 8 complimentary access to select IRCTC Executive Lounge every year [2 per quarter]
- Get Rs.500/- Worth of gift vouchers on quarterly spends of RS.30,000/-
Fees :
Annual/Renewal Fees: Rs. 500/- + GST
Renewal fee waived on annual spends of Rs.1,50,000 or more
Get Yourself India’s Most Rewarding Credit Cards By HDFC Or SBI, Perfect range of Credit cards that offer unmatchedCashbacks, Lifestyle Benefits & much more. Get Upto 5%Unlimited Cashback, Benefits worth₹75,000, Free AirportLounge Access, Fuel SurchargeWaiver & More. Visit The Landing Page To Know More.
Joining Fee: No joining fee
Rs.1000 Second year onwards and get annual fee waived on INR 3 lakhs spends in the previous year
Benefits
Eligibility Criteria
APPLY NOW
Shoppers Stop Sale :- Get Upto 50% Off On Apparels, Shoes, Watches & More. Explore From Brands Like STOP, Life, Arcelia, Haute Curry, Kashish, IVY & More. No Promo Code Required. Valid For All Users. Visit The Landing Page To Know More. Hurry Up!!
Zero Balance Accounts
With YES BANK’s Zero Balance Savings Account, You can earn tax-free interest income up to INR 40,000.
Other Benefits
Free RTGS/NEFT payment facility with our Netbanking services
Free utility bill payment for registered billers through Netbanking
Free issuance of Demand Drafts through Netbanking and Branch up to defined limits
International Platinum Chip Cards are available upon request
NIRA PERSONAL LOAN
Planning a short weekend trip, a gift for your sibling, a new training course for yourself, or looking to update your mobiles and gadgets?
NIRA FINANCE has got you covered. Get qualified for an instant personal loan of up to Rs. 1 Lakh in just 3 minutes!
Benefits:-
1. 100% Paperless Process
2. Quick Loan Disbursal
3. Get a Loan for Low CIBIL Score Holders
4. Low-Interest Rates [1.67% to 2.25% per month]
5. It provides a Flexible Repayment Plan for 3 - 12 months.
6. Its RBI Registered NBFC entity
STEPS
1. Download NIRA instant loan app
2. Upload docs to complete the process
3. Setup auto-debit and avail credit
4. Voila! Your Loan is Approved!
APPLY NOW
Bank on the expert research & advisory and make the perfect choice to get maximized return on your investment
Finest Research Across Segments
Our team of experts perform research across all investment segments and provide timely decisive reports that enable our clients to augment their portfolio and achieve investment goals
Investment Advisory
A personalized advisory service that is provided to the investor basis his portfolio. Our detailed knowledge on investment and market educates the investor with requisite information which supplements his investment decision.
Meticulous investment assistance
Our extensive branch reach, phone an advisor initiative to call and trade facility allows the client to seek valuable advice from the team of our experts by connecting with them and make the most of every big investment opportunity.
Visit The Landing Page For More Details
Apply For IDFC First Credit Card |Lifetime Free Credit Card, Never Expiring Rewards
1.Lifetime Free Credit Card & Rewards points never expire
2.Get Complimentary Airport lounge access & Railways lounge access
3.Offers on Movie ticket booking, Restaurants, and more
4.3x and 6x Rewards on Offline & Online Spending respectively
5.Special 10X rewards on your birthdays
APPLY NOW
Apply For The Indian Oil Card & Get 100% Full Cashback On First Fuel Transaction
Benefits Of Indian Oil Card
->Accelerated Reward Points At Any IOCL Fuel Outlets
->100% Full Cashback On First Fuel Transaction
->Spend Based Waiver
->Fuel Surcharge Waiver
->Instant Discount On Bookmyshow
->Dining Delights
Apply For The Axis Rewards Credit Card & Get 500 EDGE Reward Points As Welcome Benefit
Benefits Of Rewards Card
->Enjoy A Bouquet Of Membership Upto Rs.1000 Anniversary Year
->30% Off On Swiggy
->Complimentry Lounge Access
->Fuel Surcharge Waiver
->Insurance Benefits
->Dining Delights
Apply For Bajajfinserv RBL Credit Card
How To Apply
1.Open The Link
2.Click on the "Apply Now" button and fill in the required personal and employment details such as name, date of birth, employment status, monthly income, etc.
3.Upload the necessary documents such as PAN card, Aadhaar card, and income proof.
4.Review the terms and conditions of the credit card and accept them.
5.Submit your application.
6.Once your application is submitted, the bank will verify your details and documents.
7.Upon successful verification, you will receive an instant online approval or a decision within a few days.
Benefits
1.Welcome benefits: New cardholders can enjoy welcome benefits such as bonus reward points, vouchers, and cashback offers.
2.Reward points: The cardholder can earn reward points on every transaction made using the Bajaj Finserv RBL Bank SuperCard. These reward points can be redeemed for various products and services, including flight tickets, hotel bookings, and shopping vouchers.
3.Cashback offers: The cardholder can avail of various cashback offers on transactions made using the Bajaj Finserv RBL Bank SuperCard.
4.Discounts: The cardholder can enjoy discounts on various partner merchants such as dining, entertainment, travel, and lifestyle.
5.Zero percent EMI: The cardholder can avail of zero percent EMI offers on various products and services such as electronics, furniture, and travel.
6.Fuel surcharge waiver: The cardholder can enjoy a waiver of fuel surcharge at petrol pumps across India.
7.Insurance cover: The Bajaj Finserv RBL Bank SuperCard comes with a complimentary air accident insurance cover of up to Rs. 1 crore.
APPLY NOW
Across Site :- Upto Rs.2,500 Off On Realme Mobiles, Smart Wearables & More. Shop From The Products Visible On The Offer Page. Also Get Extra Upto Rs.1,500 Off On ICICI Bank Credit Card (EMI OR Non-EMI) Transactions. Discount Amount Differs From Product To Product. Offer Applicable Only On Selected Items. Check The Product Page For Details. Also Get Exchange & No-Cost EMI Offers. Visit The Link To Know More.
Uni Paychek | Take A Salary, Before Your Salary, And Receive A Fixed Credit up to ₹1,00,000 Every Month. Sent Directly To Your Bank Account, Subscribe with a paperless, one-time setup that takes less than 3 minutes. Start your Paycheck and note your date. Your funds arrive on this date every month. You get 15 days of FREE credit period each month. Don’t need Paychek for a month? You can always pause it from the app. Visit The Site To Know More.
Explore Health & Wellness Plans,Cancer Secure Plans,Critical Illness Plans,Personal Accident Plans ,Corporate Plans & Many More Apply For Health Insurance Visit The Landing Page For More Details
Opening Savings Account Online
Provide your basic details, such as residential location, annual income, name, age, and other personal information
Compare the different types of accounts offered by various banks and other financial institutions
Once you shortlist the one that best meets your requirements, you can apply for the account with the particular institution
You will be redirected to the institution’s website where you can proceed with the application; alternatively, you will receive a reference number and the institution’s representative will call within two working days
The institution will process your application and open your account
Visit The Landing Page For More Details
PU Prime offers its clients more than just a trading platform.They offer opportunities to trade multiple markets, including FX, Commodities, Shares, ETF's and even Bond
PU Prime does not charge any fees for account opening or maintenance.
PU Prime does not charge any handling fees for deposits. However,
some methods including international wire transfer or e-wallet might incur charges. Please check with your bank or service provider for more information.
PU Prime will reimburse the bank charges for the first withdrawal by International Bank Transfer each month. Additional International Bank Transfer withdrawals within the month will incur a bank handling fee of 20 units of the account currency, with JPY & HKD using the equivalent of USD20.
Visit The Landing Page For More Details
Level up your stock trading journey
Open Your Demat Account Now
Latest Offers & Deals By Downloading PayZapp App. Recharge your Mobile, Make Online Bill Payments, Book Flights in just a few clicks. Send money, pay for shopping in a click Transact anytime, anywhere Card details aren’t stored on phone or shared Check Out The Landing Page For More Details.
Get EMI without credit cards get loans starting at Rs.1000 up to Rs 3 lakhs. Get chances of 100% Loan approval with minimum documentation and fastest Loan approval. Terms and conditions apply.No Coupon Code Required Visit The Landing Page To Grab The Offer
KreditBee is Introducing Cash Loan. Get Loan up to Rs 3 Lakhs with a payment period of 30 to 90 days.Check eligibility to know your Credit Limit Then Get Instant Disbursal into your bank account. No Coupon Code Required Visit The Landing Page For More Details
Apply for HDFC UPI RuPay Credit Card & Make your UPI Payments seamlessly
Eligibility ↓↓↓↓
👉 Age Requirement: 21 to 60 years
👉 Minimum Income: Rs 25,000 per month [Salaried]
👉 Minimum ITR: Rs 6,0,000 per annum [Self-Employed]
Benefits of HDFC UPI RuPay Credit Card :
-> Make UPI Payments by using these credit card & Get cash points too.
-> Avail upto 50 days of interest-free* from the date of purchase
-> Get 3% Cashpoints* on Groceries, SuperMarket & Dining spends & all PayZapp transactions.
-> Get 2% Cashpoints* on Utility spends
-> Get 1% Cashpoints* on other spends like Excluding Rent, Wallet loads, EMI, Fuel & Government categories
Fees :
Joining Fees: Rs.250 + GST
Annual Fees: Rs.250 + GST
Renewal fee waived on annual spends of Rs.25,000 or more
Investing made easy with Share.Market from PhonePe
✔ Avail ₹0 brokerage fee on all equity investments until June 30th, 2024.
✔ Access curated stocks & ETFs with WealthBasket.
✔ Start with a free first-year AMC!
✔ Receive monthly statements by mail for free.
✔ Invest in IPOs, Mutual Funds, Stocks, ETFs, and F&O all in one place.
Get Angel One Demat Account for FREE and Enjoy Exclusive benefits:
✔ Free Trading Account opening*
✔ 100% digital & paperless process
✔ Rs.0 Brokerage*
✔ *Free AMC for the first year
✔ Add funds easily with net banking, Gpay, UPI
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LEMONN🍋
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Apply For Zero Balance Saving Account
Key Features and Benefits
5% cashback* on fuel, entertainment, dining, and OTT spending with your Delights debit card
5% cashback on Amazon* with your IndusInd Bank debit card
Zero balance requirement subject to IP funding
20% off on Swiggy & 10% off on Bigbasket with your Delights debit card
Buy 1 Get 1 on movie tickets on BookMyShow with your Delights debit card
Apply for Jupiter Edge CSB Bank RuPay Credit Card
Card Features:
- No joining fee.
- No annual membership fee.
- No fee for issuing the card.
- Flat 2% cashback in your preferred category (dining, shopping, or travel).
- 0.4% cashback on all additional purchases.
- Credit limit up to Rs. 3 lakh.
How to Apply:
1. Download and install the Jupiter app.
2. Register using your phone number and complete phone number verification.
3. Provide your email address.
4. Enter your PAN card details.
5. Start the credit card application process.
6. Fill in basic user details and complete e-KYC (electronic Know Your Cust
While credit cards offer many benefits, it's important to use them responsibly to avoid debt and high interest charges. Always pay your balance in full and on time to maximize these advantages. And with the following, you will have a clear picture to choose the right one for you.
1. Convenience: Credit cards are widely accepted, making them a convenient payment method for both online and in-person purchases. They eliminate the need to carry large amounts of cash.
2. Rewards and Cash Back: Many credit cards offer rewards programs that provide points, miles, or cash back for purchases. These rewards can be redeemed for travel, gift cards, merchandise, or statement credits.
3. Build Credit History: Responsible use of a credit card helps build and improve your credit score. A good credit score is essential for securing loans, mortgages, and better interest rates.
4. Interest-Free Period: Credit cards often come with an interest-free grace period, typically 20-30 days, allowing you to pay off your balance without incurring interest.
5. Purchase Protection: Credit cards often provide purchase protection, covering items that are damaged, lost, or stolen. Some cards offer extended warranties on products purchased.
6. Fraud Protection: Credit cards come with fraud protection measures, and most issuers have zero liability policies for unauthorized charges. It's easier to dispute charges on a credit card compared to other payment methods.
7. Emergency Funds: Credit cards can be a helpful resource in emergencies when you need quick access to funds.
8. Travel Benefits: Many credit cards offer travel-related benefits such as travel insurance, rental car insurance, and no foreign transaction fees. Some cards provide access to airport lounges and other travel perks.
9. Budgeting and Tracking: Monthly statements provide a detailed record of your spending, which can help with budgeting and financial planning.
10. Special Offers and Discounts: Credit card issuers often provide special offers, discounts, and access to exclusive events for cardholders.
Using a credit card wisely can help you take advantage of its benefits while avoiding common pitfalls. Here are some tips to manage your credit card responsibly:
1. Pay Your Balance in Full: Aim to pay off your entire balance each month to avoid interest charges.
2. Pay on Time: Set up automatic payments or reminders to ensure timely payments.
3. Monitor Your Spending: Keep track of your purchases to stay within your budget.
4. Use Credit Cards for Needs, Not Wants: Focus on using your card for essential expenses and emergencies.
5. Keep Your Credit Utilization Low: High utilization can negatively impact your credit score.
6. Avoid Cash Advances: Use cash advances only in emergencies and repay them quickly.
7. Protect Your Information: Keep your credit card information secure to prevent fraud and identity theft.
Credit Card Category | SBI Offers |
SBI Card Elite | Free Movie tickets | Earn UPTO 50,000 Reward Points + Complimentary Membership |
Simply CLICK SBI Card | 10X Reward Points on BookMyShow, ClearTrip, Apollo 24X7 & Netmeds |
Doctor's SBI Card | Insurance Cover of UPTO 20 Lakhs | 5X Reward Points on Medical Supplies, Travel Bookings, International Spending and Doctors’ Day |
HDFC Credit Cards | HDFC Offers |
Pixel Play Credit Card | Movie Tickets, Online Shopping, and Travel Booking get 5% Cashback |
Swiggy HDFC Bank Credit Card | 10% Cashback on Swiggy application |
Regalia Gold Credit Card | Earn Bonus 15,000 Reward Points |
HDFC Money-Back Credit Card | 2x reward points for shopping online |
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Applying for credit cards via PaisaWapas can offer several advantages, making the process more beneficial and convenient for users. Here are some key benefits:
1. Exclusive Offers and Deals: PaisaWapas often provides special offers, discounts, and cashback deals for users who apply for credit cards through their platform. Where these exclusive deals can enhance the value you receive from your credit card.
2. Comparison of Multiple Cards: The platform allows you to compare various credit cards side-by-side, helping you find the one that best suits your needs and preferences. You can easily evaluate the features, fees, rewards, and benefits of different cards.
3. Detailed Information and Guidance: Learn comprehensive information about each credit card, including terms and conditions, eligibility criteria, and application processes.PaisaWapas also provides guidance and tips on how to choose the best card for your financial situation.
4. Customer Support: The platform offers customer support to assist with any questions or issues you may encounter during the application process. Having access to support can make the process smoother and more reassuring.
5. Access to Multiple Banks: PaisaWapas partners with various banks and credit card issuers, giving you access to various options. This variety increases your chances of finding a card that fits your needs.
6. Potential for Cashback on Application: PaisaWapas offers cashback incentives for simply applying for a credit card through our platform. This additional benefit can make the application process even more rewarding.
By applying for credit cards via PaisaWapas, you can take advantage of these benefits, ensuring a more informed, convenient, and rewarding experience.